Show HN: Stoke Money – Personal finance app built around a cash flow forecast (stoke.money)

Stoke Money has launched a personal finance app that focuses on cash flow forecasting, designed to streamline users' financial oversight. By allowing users to quickly connect their bank accounts or manually enter transactions, the app generates a dynamic forecast that adapts in real time as users spend. It efficiently categorizes recurring expenses such as paychecks, subscriptions, and bills, providing clear visibility into projected balances and forthcoming payments. Users can adjust any projections, and the app calculates changes instantly, aiding effective budgeting. What differentiates Stoke Money is its integration with AI personal assistants like Claude and ChatGPT, enabling users to interact with their financial data in innovative ways. These AI features can answer questions, categorize expenses, and create financial plans based on real-time data. Security is a priority, as the app uses Plaid for bank connections, encrypting sensitive information and ensuring that user data is not sold or used for advertising. With a focus on privacy and an intuitive user experience, Stoke Money positions itself as a significant tool for managing personal finances smarter in an increasingly complex financial landscape.