Show HN: Waisly – a budgeting app that never asks for your bank login (getwaisly.app)

Waisly, a new budgeting app, has been launched that offers a unique approach to financial management without requiring users to share their bank login information. Utilizing advanced AI features, Waisly allows users to capture transactions effortlessly by pasting SMS messages, snapping receipts, or typing notes, with the AI instantly extracting relevant financial details. Other functionalities include smart budgeting alerts, savings goal tracking with ETA predictions, and a subscription tracker that identifies recurring payments, streamlining the expense management process. This app is significant for the AI/ML community as it highlights the increasing integration of AI in personal finance tools, enhancing usability and accessibility. Waisly supports over 50 currencies with automatic conversion and provides item-level analytics, making it suitable for various users, including travelers, freelancers, and households. With a strong emphasis on privacy—including on-device processing and local-first storage—Waisly aims to create a user-friendly experience while keeping financial data secure. This model not only sets a precedent for future financial apps but also emphasizes the importance of user privacy in an era where data security is paramount.