Bad Thing Insurance – Coverage for alien abduction, rogue black holes, and AGI (badthing.xyz)

A new insurance policy has emerged that offers coverage against extraordinary and speculative risks, including alien abductions, rogue black holes, and damages caused by artificial general intelligence (AGI). This policy addresses a range of potential cosmic and technological hazards, such as financial losses from supernovae within 50 light-years, injuries from spontaneous quantum events, and property damage from falling debris or intense solar flares. Notably, it includes provisions for damages resulting from the unauthorized actions of an AGI system, recognizing the evolving landscape of AI risks. The introduction of this unconventional insurance highlights the increasing complexity and unpredictability of both space and technological environments. As humanity ventures further into realms governed by advanced AI and quantum phenomena, this policy’s significance lies in its proactive approach to risk management. By acknowledging and insuring against such extraordinary events, the policy not only reflects the potential impacts of emerging technologies but also encourages discussions within the AI/ML community about safety, ethics, and the need for robust frameworks to manage unforeseen risks associated with developments like AGI.